Update information on default budgets with more accurate and maintainable information (#56936)

Co-authored-by: Copilot <175728472+Copilot@users.noreply.github.com>

content/billing/concepts/product-billing/git-lfs.md

@@ -70,6 +70,8 @@ In this example, {% data variables.product.company_short %} would bill for 1.5 G
 
 {% data reusables.billing.default-over-quota-behavior %}
 
+{% data reusables.billing.migrated-budgets %}
+
 ## Further reading
 
 * [AUTOTITLE](/repositories/working-with-files/managing-large-files/about-git-large-file-storage)

content/billing/concepts/product-billing/github-actions.md

@@ -162,3 +162,5 @@ Your {% data variables.product.prodname_actions %} usage shares your account's e
 ## Managing your budget for {% data variables.product.prodname_actions %}
 
 {% data reusables.billing.default-over-quota-behavior %}
+
+{% data reusables.billing.migrated-budgets %}

content/billing/concepts/product-billing/github-codespaces.md

@@ -81,7 +81,7 @@ You can view details of your usage for the current month at any time. See [AUTOT
 
 If you are blocked from resuming a codespace and you want to continue to work on changes you have made in your codespace, you can do any of the following:
 
-* Add a payment method and set a budget greater than $0 USD.
+* Add a payment method and review your budget settings to ensure they meet your usage needs. See [AUTOTITLE](/billing/tutorials/set-up-budgets#viewing-budgets).
 * Export the changes from the codespace to a branch. See [AUTOTITLE](/codespaces/troubleshooting/exporting-changes-to-a-branch).
 * Wait for your monthly included usage to reset at the start of the next monthly billing cycle.
 
@@ -204,6 +204,8 @@ Use of codespaces created using prebuilds is charged at the same rate as regular
 
 {% data reusables.billing.default-over-quota-behavior %}
 
+{% data reusables.billing.migrated-budgets %}
+
 {% data reusables.codespaces.exporting-changes %}
 
 ## Viewing projected usage for an organization

content/billing/concepts/product-billing/github-models.md

@@ -65,7 +65,9 @@ For accounts that use a custom model with a third-party model provider, billing
 
 Enterprises and organizations can opt in to paid usage to access expanded model capabilities, including increased request allowances and larger context windows. You can manage their spending by setting a budget.
 
-By default, organizations and personal accounts that opt in to paid usage have a spending limit of $0 US dollars (USD) until the budget is increased.
+Organizations and personal accounts may have default budgets to limit spending. Check the budgets for your account to ensure they are appropriate for your usage needs. See [AUTOTITLE](/billing/tutorials/set-up-budgets#viewing-budgets).
+
+{% data reusables.billing.migrated-budgets %}
 
 For more information, see [AUTOTITLE](/billing/managing-your-billing/using-budgets-control-spending).
 

content/billing/concepts/product-billing/github-packages.md

@@ -91,3 +91,5 @@ Your {% data variables.product.prodname_registry %} usage shares your account's
 ## Managing your budget for {% data variables.product.prodname_registry %}
 
 {% data reusables.billing.default-over-quota-behavior %}
+
+{% data reusables.billing.migrated-budgets %}

content/billing/tutorials/set-up-budgets.md

@@ -34,9 +34,9 @@ Budgets and alerts allow you to track spending on metered products for your acco
 
 If your account does not have a valid payment method on file, usage is blocked once you use up your quota.
 
-By default, if you have a valid payment method on file, spending is limited to $0 USD until you set a budget. You can set and manage a budget to limit spending for a product or SKU.
+If you have a valid payment method on file, spending may be limited by one or more budgets. Check the budgets set for your account to ensure they are appropriate for your usage needs.
 
-<!--Billing: default budget-->
+{% data reusables.billing.migrated-budgets %}
 
 ## About budgets
 
@@ -126,7 +126,7 @@ As the owner of an enterprise or organization account, or as a billing manager,
 
 ### Editing or deleting a budget
 
->[!IMPORTANT] Deleting a budget may remove any limits on spending, depending on your other existing budgets. For example, deleting the default $0 budget for {% data variables.product.prodname_copilot_short %} premium requests allows for unlimited usage.
+>[!IMPORTANT] Deleting a budget may remove any limits on spending, depending on your other existing budgets. For example, deleting the only budget that limits {% data variables.product.prodname_copilot_short %} premium requests allows for unlimited usage.
 
 You can edit or delete a budget at any time, but you cannot change the scope of a budget after creating it.
 

content/codespaces/about-codespaces/what-are-codespaces.md

@@ -67,6 +67,6 @@ See [AUTOTITLE](/codespaces/customizing-your-codespace).
 
 For information on pricing, storage, and usage for {% data variables.product.prodname_github_codespaces %}, see [AUTOTITLE](/billing/managing-billing-for-your-products/managing-billing-for-github-codespaces/about-billing-for-github-codespaces).
 
-{% data reusables.codespaces.codespaces-spending-limit-requirement %}
+{% data reusables.billing.default-over-quota-behavior %}
 
 {% data reusables.codespaces.codespaces-monthly-billing %} For information on how organizations owners and billing managers can manage the spending limit for {% data variables.product.prodname_github_codespaces %} for an organization, see [AUTOTITLE](/billing/managing-billing-for-your-products/managing-billing-for-github-codespaces/managing-the-spending-limit-for-github-codespaces).

content/packages/learn-github-packages/introduction-to-github-packages.md

@@ -47,7 +47,11 @@ The permissions for a package are either inherited from the repository where the
 
 ## About billing for {% data variables.product.prodname_registry %}
 
-{% data reusables.package_registry.packages-billing %} {% data reusables.package_registry.packages-spending-limit-brief %} For more information, see [AUTOTITLE](/billing/managing-billing-for-github-packages/about-billing-for-github-packages).
+{% data reusables.package_registry.packages-billing %}
+
+{% data reusables.billing.default-over-quota-behavior %}
+
+For more information, see [AUTOTITLE](/billing/managing-billing-for-github-packages/about-billing-for-github-packages).
 
 {% endif %}
 

data/reusables/actions/actions-spending-limit-brief.md

@@ -1,3 +1 @@
-If you are a monthly-billed customer, your account will have a default budget of 0 US dollars (USD), which prevents additional usage of minutes or storage for private repositories beyond the quota included with your account. If you pay your account by invoice, your account will have an unlimited default spending limit.
+Monthly-billed customers may have budgets that prevent additional usage of minutes or storage for private repositories beyond the quota included with your account. Invoice-billed customers typically have unlimited spending. Check your account's budgets to ensure they are appropriate for your usage needs. See [AUTOTITLE](/billing/tutorials/set-up-budgets#viewing-budgets).
-
-<!--Billing: default budget-->

data/reusables/billing/default-over-quota-behavior.md

@@ -1,5 +1,3 @@
 If your account does not have a valid payment method on file, usage is blocked once you use up your quota.
 
-By default, if you have a valid payment method on file, spending is limited to $0 USD until you set a budget. You can set and manage a budget to limit spending for a product or SKU. See [AUTOTITLE](/billing/managing-your-billing/using-budgets-control-spending).
+If you have a valid payment method on file, spending may be limited by one or more budgets. Check the budgets set for your account to ensure they are appropriate for your usage needs. See [AUTOTITLE](/billing/managing-your-billing/using-budgets-control-spending).
-
-<!--Billing: default budget-->

data/reusables/billing/migrated-budgets.md

@@ -0,0 +1,6 @@
+<!-- expires 2026-01-10 -->
+<!-- We should not need to mention these budgets in 2026, but check in billing-vnext for confirmation.-->
+
+Accounts that have migrated from the old billing platform may contain automatically generated budgets that mirror their previous spending limits.
+
+<!-- end expires 2026-01-10 -->

data/reusables/codespaces/codespaces-spending-limit-requirement.md

@@ -1,3 +1 @@
->[!NOTE] You must set a non-zero spending limit on your personal, organization, or enterprise account before the account can be billed for use of {% data variables.product.prodname_github_codespaces %}.
+Accounts may have spending limits that prevent new codespaces being created, or existing codespaces being opened, if doing so would incur a billable cost to your personal, organization, or enterprise account. Check your account's budgets to ensure they are appropriate for your usage needs. See [AUTOTITLE](/billing/managing-your-billing/using-budgets-control-spending).
-
-By default, all accounts have a {% data variables.product.prodname_github_codespaces %} spending limit of $0 USD. This prevents new codespaces being created, or existing codespaces being opened, if doing so would incur a billable cost to your personal, organization, or enterprise account. For personal accounts, if you have access to create a codespace, you can do so as long as the account has not reached the limit of its monthly included usage. For organizations and enterprises, the default spending limit means that, to allow people to create codespaces that are billed to the organization, or its parent enterprise, the limit must be changed to a value above $0 USD.

data/reusables/package_registry/packages-spending-limit-brief.md

@@ -1 +1 @@
-If you are a monthly-billed customer, your account will have a default spending limit of 0 US dollars (USD), which prevents additional usage of storage or data transfer after you reach the included amounts. If you pay your account by invoice, your account will have an unlimited default spending limit.
+Monthly-billed customers may have spending limits in place that prevent additional usage of storage or data transfer after you reach the included amounts. Invoice-billed customers typically have unlimited spending. Check your account's budgets to ensure they are appropriate for your usage needs. See [AUTOTITLE](/billing/tutorials/set-up-budgets#viewing-budgets).